CPP is paid monthly on a published schedule. Knowing the dates is useful in itself, and comparing a payment from late 2025 with one from early 2026 is a simple way to see what the January adjustment changed.
The 2026 CPP payment dates
The Government of Canada publishes the benefit payment dates for the year. CPP is generally paid in the last week of each month. For 2026 the dates are:
| Month | Payment date |
|---|---|
| January | January 28, 2026 |
| February | February 25, 2026 |
| March | March 27, 2026 |
| April | April 28, 2026 |
| May | May 27, 2026 |
| June | June 26, 2026 |
| July | July 29, 2026 |
| August | August 27, 2026 |
| September | September 25, 2026 |
| October | October 28, 2026 |
| November | November 26, 2026 |
| December | December 22, 2026 |
Issue date versus arrival date
These are issue dates — the day the payment is sent. The day the money actually appears in your account can depend on your financial institution, so a deposit may show up on or shortly after the issue date. CPP and OAS follow the same monthly schedule, which is why they often arrive together.
Using the dates to see the adjustment
Because the 2.0% indexation took effect in January 2026, a January 2026 payment reflects the adjusted amount, while a payment from late 2025 reflects the previous amount. Comparing the two in My Service Canada Account is a straightforward way to see the change — keeping in mind that tax withholding or a personal change can also affect the figures.
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Sources
This article is general information only and is not personal financial, legal or tax advice. Any amounts and percentages are official values or simplified illustrations, not a promise about a personal pension or payment.
Figures refer to the date shown and can change. For a binding explanation of your own situation, use the official Government of Canada channels (such as My Service Canada Account) or a qualified advisor.
Baakari Wilder is an independent information resource and is not operated by, affiliated with or endorsed by Service Canada, Employment and Social Development Canada, or the Government of Canada.
