Legal

Terms of Use

1. Scope

These terms apply to the use of the website baakariwilder.com, published by Walsumer Treuhand UG (haftungsbeschränkt), Otto-Hahn-Str. 35, 47167 Duisburg, Germany.

2. Nature of the service

Baakari Wilder is an independent editorial resource on Canada’s public pensions. Use of the content is free and requires no registration.

3. Not advice

The content is general in nature and is not personal financial, legal or tax advice. For a binding assessment of your own situation, use the official Government of Canada channels (such as My Service Canada Account) or a qualified advisor. Baakari Wilder is not a government body and files no applications or claims on your behalf.

4. Marked advertisements

Some articles are marked as advertisement or sponsored content. That label appears clearly at the top of the page in question. Such content, too, remains general information and is not an offer, a promise of a payment, or an invitation to invest.

5. Accuracy and timeliness

We prepare the content with care and base it on public official sources. Statutory rules, rates, thresholds and dates can change, however. We cannot guarantee the accuracy, completeness or timeliness of the content. All figures refer to the date shown with the article in question.

6. Liability

We are liable only for damage caused by intent or gross negligence, or arising from the breach of an essential contractual obligation. For slight negligence in breaching an essential obligation, liability is limited to the foreseeable damage typical of such an agreement. Any further liability is excluded. Liability under mandatory consumer-protection law is unaffected.

7. External links

This website links to external websites. The respective provider is always responsible for their content. Where we become aware of an infringement, we remove the link concerned without undue delay.

8. Copyright

The content and works on these pages are subject to copyright. Any use beyond the limits of copyright requires our written consent.

9. Newsletter

Signing up for the newsletter is voluntary and can be cancelled at any time using the link in every email. Further information is in the Privacy Policy.

10. Changes

We may amend these terms where changes to the website or to the legal rules make it necessary. The current version is always on this page.

11. Governing law

These terms are governed by the law of the Federal Republic of Germany, excluding the UN Convention on Contracts for the International Sale of Goods. If you are a consumer, the mandatory consumer-protection provisions of your country of habitual residence — for a reader in Canada, the mandatory consumer-protection law that applies there — remain unaffected.

Questions about these terms can be sent to [email protected]. The full publisher details are on the About page.

Date of these terms: October 15, 2026